Description : Kerala Financial Corporation (KFC) incorporated under the State Financial Corporations Act of 1931, is a trend setter and path breaker in the field of industrial finance to service sector projects. It plays a major role in the development and industrialisation of Kerala by extending financial assistance to suit the requirementsof the enterpreneurs.

. Our Head office is at Thiruvananthapuram, the picturesque capital city of Kerala

. We have sixteen branch offices in the State with delegation of powers to ensure adequate support to each and every client.

. Till the financial year 2002-2003 we have sanctioned industrial loans amounting to Rs. 25000 million to establish 40,000 industrial units, spread over the length and breadth of the State, providing rewarding employment to millions.

. The Corporation achieved the status of Category A State Financial Corporation (SFC) as a result of its excellent performance during the financial year 1995-96, thus joining the elite list of the top six State Financial Corporations in the country.

. The range of financial assistance available from KFC was widened by the inclusion of various new schemes such as- the ISO 9000 scheme and the Technology Development and Modernization (TDM) scheme. Introduced with refinance support from SIDBI, these schemes are for existing, well performing units aimed at improving the quality of products and for making Kerala based units more competitive in the highly demanding overseas markets. The ultimate objective is to enthuse firms to aim at the high quality, high value addition product segment

. KFC now means more than term loans. It also covers schemes like Working Capital finance and Short Term apart from schemes focused at the weaker sections of the society extending equity type assistance (National Equity Fund). Modified revolving Fund,Modernisation schemes for SSIS,Tourist Homes & Hospitals,TV Serial Production are innovative schemes introduced to suit changing customer requirements.

. Also, the Corporation is engaged in developmental activities. Client meets are being organized regularly in the major towns and cities of the State. A series of sector specific seminars are being held in the State and these are organized by KFC. The aim throughout is to bring together academic entrepreneurs and various Govt: agencies so that sectors with high potential in the State are established with state of the art technology.